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GCash makes fixed income, dividend-paying government bonds with
zero default risk more accessible in-app to help Filipinos keep up with
inflation
As inflation continues to
impact household budgets and market volatility persists, more Filipinos are
seeking investment options that can help preserve and grow their hard-earned
money. Government bonds, long considered among the safest investment instruments
available with zero default risk, are drawing more attention with yields in the
secondary market reaching as high as 7%¹.
Traditionally, investing in
government securities such as Retail Treasury Bonds (RTBs) and Treasury Bills
(T-Bills) required going through banks or brokerages, often involving paperwork
and processes that could be intimidating for first-time investors. These
barriers have historically limited participation, particularly among small
savers looking for secure investment opportunities.
Through GBonds, a feature
available within the GCash app, powered by Philippine Digital Asset Exchange
(PDAX), Inc. and Bonds.ph, Filipinos can access government securities directly
from their smartphones. By providing a fully digital experience, GBonds helps
make government bond investing more accessible to everyday users who may not
have previously considered investing in these instruments.
The growing preference for
government bonds comes as many Filipinos look for ways to make their money work
harder amid rising prices. With yields in the secondary market reaching up to
7%, government bonds offer an opportunity to potentially outpace inflation.
Users may also benefit from the security associated with government-backed
investments, which have zero default risk and regular, predictable returns.
"More Filipinos today are
looking for ways to protect and grow their hard-earned money. Through GBonds,
we’re making government securities more accessible, helping more Filipinos to
participate in investment opportunities that were traditionally harder to
access," said Winsley Bangit, group head of new businesses at Mynt, the
parent company of GCash.
Beyond primary issuances,
GBonds also enables users to purchase RTBs and T-Bills in the secondary market,
providing year-round access to government securities. This allows investors to
explore opportunities even after official offering periods have ended.
As digital financial services
continue to evolve, platforms such as GBonds are helping broaden participation
in investing by lowering barriers to entry and simplifying access to financial
products. By making government securities more accessible, digital platforms
can help more Filipinos strengthen their financial resilience.
For more information, please
visit www.gcash.com.
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